Help solve this problem

BM-2cWV4qt6sjkgha64xAe93xnyn1sPQfUMzp
May 14 09:55 [raw]

I won a small lottery. It's not mega millions or powerball or anything that big. They are offering me a lump sum of $623,000 or 20 annual payments of $34,265. I'm afraid if I take the lump sum it puts me at greater financial risk in case of suit. The lump sum would be nice since I could buy a new home an car and a boat (!). The annual payment is about 10% higher total in the long run. What other factors should I consider?

[chan] general
May 14 14:22 [raw]

Suit? You mean lawsuit?

[chan] general
May 14 23:26 [raw]

If you get sued and the lump sum is in the bank they can take the whole thing. If it is spread out in payments, a plaintiff is going to have a hard time convincing a judge to put the defendant in hock for 20 years.

[chan3] general
May 15 03:59 [raw]

You'll wind up better than 10% ahead if you take the lump sum and invest. Don't go living the high life just because you have a half a million bucks.

BM-NB4oCA9XRP8XeduWmh1BdyL6WoFXXL1x
May 15 11:31 [raw]

Take it all right now. The fucktard capitalist institution might not exist anymore (or find another way to change its mind) in 20 years.

[chan] general
May 15 17:14 [raw]

I don't expect social security will even exist when I am old. Take the lump sum.

[chan] general
May 15 18:16 [raw]

In 20 years we will all be using Facebook Coin

[chan] general
BM-2cW67GEKkHGonXKZLCzouLLxnLym3azS8r

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